Terms and Conditions

Hello, welcome to the Octuspay Online Platform. An ocean of opportunities awaits you!
Octuspay is an online platform (the “Platform”) that allows you to create, sell and
promote your digital products with ease, security and quality. It also allows you to become an
affiliate and earn money by promoting other producers’ products.

To access and use the platform, you must accept all the terms and conditions of use
described below.

It is important that you read these Terms and Conditions of Use carefully before using
the service. These Terms and Conditions are the rules for using the Octuspay platform.
You can access Octuspay’s Privacy Policy at the following address:
https://octuspay.com/politica-de-privacidade/

New tools or new features added to the current Services shall also be subject to these
General Terms and Conditions of Use of the Octuspay Platform (hereinafter “Terms” or “Terms
of Use”). You can consult the updated version of the Terms of Use at any time at the following
address: https://octuspay.com/termos-de-uso/

In order to establish objective and efficient communication, Octuspay specifies below
the main terms and concepts that the user must understand in order to better use our platform.
You must read, agree to and accept all of the terms and conditions contained or
expressly referred to in these Terms of Use, including Octuspay’s Privacy Policy at the address
provided herein (“Privacy Policy”) and, if a Producer, Octuspay’s Software License Agreement
(“Software License”), as well as the Data Protection Policy, where applicable, before creating an
Octuspay account or using the Platform (the “Platform Policies”).
After accepting the Platform Policies, Octuspay will automatically provide you with a
non-exclusive, non-customizable license to use its software, which is the exclusive property of
OCTUSPAY TECNOLOGIA LTDA. Octuspay’s software may be modified, replaced or
removed at any time, without prior notice.

I. DEFINITIONS
PLATFORM: an online platform used to manage and sell digital products (Products), designed
to mediate digitally between customers, affiliates and producers, offering content, solutions and
technological tools.
CONTENT: materials in digital format, created by a Producer registered on the platform, or
authorized to be linked exclusively by another person, such as: video, audio, text, software,
service and events, within the Platform.
USER: is the person who accesses, registers and/or browses the Platform, and may qualify as a
producer, affiliate or buyer.
PRODUCER: is the person legally responsible for one or more pieces of content available on
the Octuspay platform, whether they are the main author or even the owner of a valid
authorization to link content online, with direct access to the Octuspay platform and tools.
AFFILIATE: is a person who registers on the platform in order to contribute to the sale of
content made available by Producers for a commission. The Affiliate is remunerated in
accordance with the Terms of the Octuspay Affiliate Program and the rules contracted directly
with the Producer on the Octuspay Platform.
BUYER: is the person who purchases content available on the Platform.
INTELLECTUAL PROPERTY: any and all of Octuspay’s rights relating to patents, utility
models, industrial designs, copyright, trademarks, trade dress, rights in new creations, trade
secrets, software, integrated circuits, domain names and all other rights relating to copyright,
industrial property and rights of exclusivity over intangibles of any kind, in any jurisdiction
(including any application for registration thereof), including inventions, express ideas, express
concepts, discoveries, developments, research, technologies, intellectual works, trade secrets,
software and/or its source code and object code, firmware, content, audiovisual material, tools,
processes, techniques, know-how or technical knowledge, data, plans, devices, apparatus,
specifications, drawings, prototypes, circuits, layout, new inventions, algorithms, programs,
codes, documentation or any other tangible or intangible material or information, whether or not
protected by patent, copyright, trademarks or in any other way protected (including all versions,
modifications, improvements and derivative works of any invention, discovery, improvement,
invention, process, software, utility model, work of art and other works protected by copyright,
industrial design and/or trademark, in particular, but not limited to, intangibles protected under
Law no. 9.279, of May 14, 1996 (Industrial Property Law), Law No. 9.609 (Computer Program
Intellectual Property Law) and Law No. 9.610, of February 19, 1998 (Copyright Law).
RECEIVABLES: Receivables related to the payment obligations of payment institutions to
their customers. These rights can be present or future and are linked to payment arrangements,
regardless of whether they are formalized or not. They form part of the relationship between
Octuspay, the producer and the end consumer.
FEES: Correspond to the cost of making the Platform’s functionalities available. These fees are
charged in the form of royalties for the use of licenses, service prices or commissions,
depending on the features used by the User.
TRANSACTION AMOUNT: Refers to the total amount of transactions carried out by the
Information Producer on the Octuspay Platform, before subtraction of fees and any other
discounts due to third parties, as stipulated in these Terms of Use.

II. RULES FOR USING THE OCTUSPAY PLATFORM
II.1. Users must use the Platform responsibly! This means that the activities carried out
within octuspay.com must be morally permissible and in accordance with the dictates of the
applicable legislation. The Platform does not allow the publication or dissemination of
defamatory, obscene or illicit content or information that could harm Octuspay, its customers,
producers, suppliers and/or any third parties directly or indirectly linked to Octuspay. The use
and/or publication of any information about people, companies or brands protected by copyright
is also not permitted, unless expressly authorized by the owner and/or Octuspay.
II.2. Information Security: Octuspay is committed to preserving the authenticity and security
of the information stored on the Platform, but its creators and collaborators are not responsible
for any failures in the services/tools, or supplementary information offered by third parties
and/or through the Products made available on the Platform.
II.3. Criteria for User Registration: Individuals seeking to register as Users must be at least
18 (eighteen) years of age, as required by current legislation for civil capacity. Therefore, by
accepting the terms and conditions of this Platform, they declare themselves to be fully capable.
In the case of legal entities, the responsible representative declares that they are authorized to
link the entity to the Platform, assuming personal responsibility for any resulting indemnities.
The Producer undertakes to grant Octuspay all the necessary permissions and licenses for the
use, sale and availability of its Products.
II.4. Possibility of Cancellation or Refusal of Registration: Octuspay reserves the right to
cancel, suspend or refuse the registration of any User in the event of conviction for heinous or
similar crimes, participation in criminal activities, involvement in drug or human trafficking,
cybercrime or any violation of the Platform’s Terms of Use. In addition, registration may be
refused due to a bad reputation that directly or indirectly damages Octuspay’s honor in the eyes
of the general public, or even due to lack of commercial interest, at any time and without
prior notice to the User.
II.5. Cancellation, Suspension or Termination of Use of the Platform. In the event of
cancellation, suspension or termination of the User’s registration on the platform, the registration
of a new account or the use of a third party account is prohibited, unless authorized by
Octuspay, at its sole discretion.
II.6. Modification, Deactivation and Suspension of the Platform. Octuspay’s legal
representatives may, if they deem it necessary, modify or deactivate the Platform. They may
also cancel, limit or suspend the use/access of any users at their sole discretion. It is
therefore very important that you constantly visit the Platform’s Terms of Use, as they may be
amended or replaced by other terms or legal notices.
II.7. By registering on the Platform, the user declares that they know, understand and agree
to the Terms of Use provided, as well as the Privacy and Copyright Policies. If the user disobeys
any of these rules, they may automatically lose access or have their account canceled, in
addition to the immediate termination of their license to use the Octuspay Platform.
II.8. Octuspay is not responsible for any documents, information, data, images, graphics or
any other material entered into the Platform by Users that may contain errors.
II.9. Octuspay is not responsible for the performance of the Platform or the services offered.

III. THE INTELLECTUAL PROPERTY AND THE LICENSE TO USE THE PLATFORM GRANTED TO THE USER
III.1. From the first access and registration on the Platform, Octuspay grants the USER a
non-exclusive, temporary, non-transferable and revocable license to use the Platform. All
Intellectual Property rights defined in item “I – INTELLECTUAL PROPERTY” of this Terms of
Use related to the Platform, including software, design, trademarks and content, remain the
exclusive property of Octuspay and/or the legal owners of the copyrights on any works created
within the scope of the Platform, in accordance with applicable legislation.
III.2. The User hereby acknowledges that any unauthorized copying or use of the Platform or
the content made available therein constitutes a breach of these Terms, and may be held liable
for damages in accordance with this Clause Three.
III.3. Use of Intellectual Property. All Octuspay Intellectual Property, including the Platform
Software, is the exclusive property of Octuspay, including any improvements, corrections,
translations, alterations, new versions or derivative works, among others that modify or alter it.
III.4. Penalties. Any violation of Octuspay’s Intellectual Property will result in the Producer
being fined 100 (one hundred) times the monthly value of the signed product, which is hereby
authorized to be deducted from the User’s Receivables and balances on the Platform in the event
of such violations. The fine provided for is non-compensatory in nature, and Octuspay may
resort to the courts in the event of losses and damages arising from the violation of its
intellectual property.
III.5. Prohibition of Use of Trademarks and Distinctive Elements. The User undertakes not to
misuse the business name, domain names, titles of establishment, deposited or registered
trademarks, as well as any other distinctive signs of the other party, including, but not limited to,
designs or signs, whether registrable or not, and visual aspects of the platform, without prior
authorization from the party involved, in writing, which may be general for the acts listed, and
any User is prohibited from using Intellectual Property without authorization.

IV. USER REGISTRATION: REGISTRATION AND IDENTIFICATION
IV.1. Access and Registration on the Platform. Access to and registration on the Platform is
completely free, and this policy may be modified at any time by Octuspay. It is the sole and
exclusive responsibility of the User to correctly fill in all the information requested by Octuspay
on the registration page.
IV.1.1. The veracity of the registration data is the responsibility of the User. However, if
the information is not filled in correctly or if there is anything suspicious in the data
provided, Octuspay may reject the User’s registration and even ban the User from
the platform, at its sole discretion.
IV.2. By registering on the Octuspay platform, the User allows the data used in their account
to be collected, processed and shared in accordance with the Octuspay Data Privacy Policy
available at https://octuspay.com/termos-de-uso/.
IV.3. Violation of Octuspay’s Data Privacy Terms by the User, such as the use of third parties’
personal data, may lead to the suspension and/or permanent banning of the User’s registration on
the platform.
IV.4. Registration of third-party accounts will automatically be rejected.
IV.5. By registering, the User declares that he/she is fully aware that Octuspay may require
new information to complement the registration, for the purposes of validation and anti-fraud
checks. If the User refuses to send information, or sends incorrect/incomplete data, the
registration may be canceled or suspended until the new data is confirmed.
IV.6. The User is fully responsible for maintaining the confidentiality of their access
credentials (login and password). Octuspay is not responsible for any unauthorized access
resulting from the sharing of these credentials.
IV.7. If the User suspects that the confidentiality of the password has been breached or that
any authentication device has been compromised, they must change or update it as soon as
possible. In the event of theft or loss of any data essential for access to and use of the account,
so as to allow use by third parties, including anyone other than the account holder, the User
must notify Octuspay so that the appropriate security measures can be taken as appropriate.
IV.8. By browsing this platform and using its features, you agree to be guided by the Terms
and Conditions of Use and the Privacy Policy that are in force at the time and, therefore, you
should check them each time you visit this platform.
IV.9. When registering, users classified as “Producers” and “Affiliates” must provide personal
financial information (bank details held by them) to enable the Octuspay Platform to pay the
amounts received from sales of the Content.
IV.10. The bank details registered must be the property of the Producer and Affiliate, and the
crediting of amounts in the name of third parties is not permitted.

V. CRITERIA FOR PRODUCER PERFORMANCE ON THE PLATFORM
V.1. Octuspay gives the registered Producer complete freedom to use the tools available on
the Octuspay Platform to promote and sell their content directly or for other authorized
dissemination.
V.2. Knowledge of and Consent to the Platform’s Functionalities: By agreeing to these Terms
of Use, the Producer declares to be fully informed about the functionalities of the Platform and
the technology provided by Octuspay. The Producer acknowledges that the technology licensed
by Octuspay is only a means for the Products to be directly purchased by Users. In addition, the
Producer has the option to make their Product available for promotion.
V.3. No Liability for Results: The materials and Products offered on the Platform are
exclusively provided by the Producers. Octuspay provides the software that makes these
materials available to Users. Therefore, Octuspay is not responsible for the results, the
suitability for the User’s objectives or the veracity of the information contained in the Products.
It is up to the User to make this decision during the purchase and use of the Product, always
respecting the Platform’s Content Policy.
V.4. No interference with offers: Octuspay offers Producers financial and hosting
functionalities for their Products. As such, the platform does not interfere in the way Producers
make their offers or in the quality of the Products. Octuspay does not endorse, guarantee or
assume any liability in relation to the offers of registered Products.
V.5. Acknowledgement of Full Responsibility for the Product: It is acknowledged that the
Producer is solely responsible for the Product, covering information, characteristics, quality,
quantity, description, suitability of the content for the proposed purposes, composition, price,
warranty, expiry dates and delivery, among other aspects, as necessary and applicable.
V.6. Producer’s Full Liability for Damages: The Producer assumes full liability for any
damages if Octuspay is required to respond administratively or judicially for any aspect related
to the Product generated by the Producer or arising from the Transaction. The costs incurred by
Octuspay may be deducted, at Octuspay’s sole discretion, from the commissions, contractual
balances and other amounts due to the Producer, up to the amount necessary to cover the costs
resulting from legal actions, out-of-court settlements and court decisions. Therefore, the
Producer agrees and authorizes in advance the retention and/or collection of these amounts by
Octuspay.
V.7. Octuspay’s Right of Return: It should be noted that Octuspay, when entering into any
type of agreement or judicial or extrajudicial settlement with third parties, will not assume,
directly or indirectly, any liability for the Products and Materials offered by the Producer on the
Platform, thus maintaining its right of return.
V.8. Applicable rules for withdrawals on the Platform: The Producer, without prejudice to
the other rules set out in these Terms of Use, expressly acknowledges that, to make a withdrawal
on the Platform, shall comply with the following:
– The minimum amount for withdrawal on the Platform, in the case of
international sales, is US $50.00 (fifty dollars).
– The minimum amount for withdrawal on the Platform, in the case of a sale
in Brazil, is R$50.00 (fifty Brazilian reais).
V.9. When registering, Producers must fill in their bank details, offers, payment methods and
rules for affiliates.
V.9.1. This information can be changed by the User at any time.
V.9.2. The User is solely and exclusively responsible for each operation carried out within
the Platform.
V.9.3. The content provided by the user will undergo an internal analysis by Octuspay to
verify all the information.
V.9.4. Octuspay reserves the right not to disclose the content made available by the
Producer if it believes that the material violates the Terms of Use, the Privacy
Policy, current legislation or the ethical precepts set forth in this term.
V.10. The content published on the Platform shall remain exclusive to Octuspay.
V.11. It is the sole responsibility of the Producer to communicate all information about the
content offered to other Users in a clear and objective manner.
V.12. The information on the Content published on the Octuspay platform must always be up
to date, in accordance with the external means of dissemination.
V.13. It is the sole and exclusive responsibility of the Producer to respond to Buyers with any
questions or difficulties with the Product offered.
V.14. From time to time, and at its sole discretion, Octuspay may assist Buyers in their doubts
and difficulties with the Content provided by Producers.
V.15. By using the Octuspay platform, the Producer undertakes to deliver the content to the
Buyer:
I – Respecting the agreed deadlines;
II – Fulfilling the price offer;
II – In strict and unwaiverable compliance with all legal obligations and Terms of
Use of the Platform.
V.16. The Producer acknowledges and agrees to the possibility of Octuspay deducting
amounts and refunding them when the Buyer exercises their right of withdrawal, in accordance
with Article 49 of the Consumer Protection Code.
V.17. The Producer undertakes to remedy the problems (if any) with the contents after
delivery to the Buyer.
V.18. The Producer must offer technical support to the Buyer and respond to queries
appropriately, whenever requested by the Octuspay Platform, offering quality service to its
customers.
V.19. Failure by the Producer to assist the Buyer may result in the suspension or even
cancellation of their registration on the platform.
V.20. The Producer undertakes to keep the information on the Content up to date and to
suspend or cancel its dissemination whenever it no longer complies with the Terms of Use, the
Privacy Policy, current legislation or the ethical precepts set out in this term.
V.21. The Platform User undertakes to debit from its sales all fees related to the Platform
tools and undertakes to comply with its legal, regulatory, fiscal and tax obligations.
V.22. The Producer is solely and exclusively responsible for the information, characteristics,
quality, quantity, description, price, guarantee, expiry dates and delivery of the Content made
available on the Octuspay platform.

VI. RULES APPLICABLE TO AFFILIATES
VI.1. Criteria for Participation in the Affiliate Program. To advertise and promote Products
available on the Platform, the Affiliate must:
VI.1.1. Registering on the Platform as an Affiliate and associating with other Products
and/or opting to be an additional collaborator, undertaking to use the tools available
on the Platform properly and to seek the necessary clarification through the support
channels available on the Platform in the event of any queries;
VI.1.2. Agree to and comply with Octuspay’s Terms of Use and Privacy Policy and related
documents, without prejudice to specific provisions and guidelines contained in the
Platform itself;
VI.1.3. Apply to advertise and promote a particular Product together with the respective
Producer, using the designated area on the Platform, in accordance with the rules
applicable to the Octuspay environment;
VI.1.4. Accept the amounts and rules for dividing commissions established by the Producer
and informed on the Platform at the time of association as an Affiliate of a given
Product, recognizing that the Producer is solely responsible for defining the amount
and method of dividing the commission among the various Affiliates involved in
promoting the Product, and that such amounts and rules may be changed by the
Producer at its sole discretion and without prior notice, taking this condition into
account when deciding to invest time or money in promoting a Product;
VI.1.5. Use the tools available on the Platform to ensure the tracking of your activity as an
Affiliate, always in accordance with the Platform’s Terms of Use and Privacy
Policies;
VI.1.6. Undertake to communicate to the target audience the characteristics of the Product
and the conditions of sale established by the Producer on the Platform, assuming
together with the Producer responsibility for full compliance with these conditions
with the Customer;
VI.1.7. Agree that sales made using the technological tracking tools available on the
Platform will generate commissions for the Affiliate, which will be due only upon
completion of the sale and actual payment by the Client, and which can only be
redeemed in accordance with the Platform’s internal rules, as consented to;
VI.1.8. Agree to only use payment platforms whose checkout functionality is integrated
into the Platform, as a means of receiving their commissions, taking into account all
the rules and restrictions of these platforms, which can be consulted on their
respective websites, committing to register with the corresponding payment
methods;
VI.1.9. Pay the Fees arising from the use of the technological tools available on the
Platform, and comply with its legal, regulatory, fiscal and tax obligations, if, when
and where applicable.
VI.1.10. Comply with the provisions of Clause 5.8 of this instrument.

VII. CANCELLATION OF PURCHASES AND SATISFACTION GUARANTEE
VII.1. The Producer may offer warranty periods on its sales page. Octuspay is responsible for
handling and refunding purchases for which the warranty period offered is 7, 15 or 30 days after
purchase. If the Producer offers a warranty period of more than 30 days, the User, the Producer
and the Buyer expressly acknowledge that the Platform is not responsible for such period, and it
is certain that the Producer will be fully responsible for refunding the product.
VII.2. If the Buyer has technical difficulties with the cancellation of their purchase within the
legal period set out in clause 7.1, they must contact Octuspay via email: suporte@octuspay.com,
to provide the details of the purchase and explain the reasons for the cancellation and the
difficulty encountered.
VII.3. After contacting the Buyer, an Octuspay team will analyze the incident and respond to
the customer within 3 (three) business days. The exercise of the Buyer’s right to the 7 (seven)
day “Satisfaction Guarantee” will impact the Producer’s and Affiliate’s remuneration, in the form
of the Affiliate Program Term.
VII.4. The Producer declares that he is aware that the financial functionalities, in particular the
payment management functionalities contained in the Platform, are not and are not intended to
be comparable to the financial services offered by banking institutions or credit card
administrators, consisting only of a form of facilitation and monitoring of the realization of
transactions for payments and receipts between Users of the Platform.
VII.5. Applicable Fees. Producer shall pay the Fees applicable to the License to Use the
Octuspay Platform (“Fees”) and any other applicable fees, including, without limitation, the
applicable fees related to the amount of sales made by Producer when using all payment
providers contracted by Octuspay for its benefit (“Transaction Fees”) and any fees related to its
sales or use of products or services (“Additional Fees”), contained in these Terms of Use.
VII.6. Producer’s Tax Liability. Producer is solely responsible for determining, collecting,
withholding, declaring and remitting applicable taxes, import duties, fees, surcharges and
additional charges arising or resulting from any sale or its use of the Services. Any sales
contract made through the Services is made directly between the Producer and the Buyer. In
accordance with applicable legislation, each Producer is responsible for the collection of
taxes/duties arising from transactions carried out on the Platform. Thus, the Producer is
responsible for issuing and forwarding the tax document relating to the provision of the Product
to the Buyer.
VII.7. Buyer’s Obligations: Buyer shall maintain a valid payment method on file to pay all
incurred and recurring Fees. Octuspay will collect the applicable Fees using the valid payment
method that the Buyer authorizes and will continue to use the Authorized Payment Method to
collect the applicable Fees until the Services are terminated and all outstanding Fees have been
paid in full. Unless otherwise indicated, all Fees and other charges are stated in U.S. dollars, and
all payments must be made in U.S. currency.
VII.8. Receivables. Octuspay, at its sole discretion, may charge amounts arising from financial
transactions carried out by Producers, such as the advance of receivables requested by the
Affiliate and, where applicable, the Producer, or the installment payment or use of different
means of payment by the Buyer.
VII.9. The Producer authorizes Octuspay to make the refund, by deducting the amount of
credits in its account, (I) when the Buyer requests the refund directly from the Platform, within
the purchase period provided for in the Product offer. In these cases, if the Producer does not
have a balance available on the Platform, he undertakes to proceed with the refund of the
purchase amount as soon as requested by the Platform, under penalty of incurring a breach of
the Terms of Use.

VIII. RESTRICTIONS ON THE USE OF SERVICES AND EXPRESSLY PROHIBITED CONTENT
VIII.1. The User must not use Octuspay’s services to advertise or commercialize the following
content listed below, under penalty of being banned from the platform:
● Products that allude to firearms, narcotics, intoxicants and any kind of illegal drugs;
● Products taken from third parties, stolen or robbed;
● Counterfeit or adulterated products;
● Shares in companies traded on the stock exchange;
● Mailing lists or personal databases;
● Products that violate the privacy, honor, image, name or any other right of personality of
third parties;
● Products related to pedophilia, prostitution or similar, pornographic material, containing
scenes of nudity or sexual acts, or in any way obscene or contrary to morals and good
customs;
● Products that advocate smoking;
● Products that promote pyramid schemes, multi-level marketing, etc;
● Products that promise success in lotteries or games of chance;
● Products that promote violence and/or discrimination based on race, sex, religion,
nationality, sexual orientation or any other type of issue;
● Physical products that promise to cure health problems without any kind of backing
from an organization that is a recognized expert on the subject and/or does not explicitly
provide any risk to the end consumer;
● Products containing music and videos in any format, when these are not expressly
authorized by the artist or record company that owns the copyright;
● Products that infringe the intellectual rights of third parties, such as products that
infringe software, copyrights, patents, trademarks, industrial models and designs,
licenses, academic programs and/or programs developed for any educational entity, or
industrial secrets;
● Products of any kind that are the result of piracy and/or are an illegal copy of a
third-party work;
● Products affected by any kind of restriction on their use, exploitation or transfer of
ownership or possession;
● Any other products whose sale is expressly prohibited by the laws in force in the place
of the transaction.

IX. OCTUSPAY’S LIABILITY FOR CONTENT MADE AVAILABLE ON THE PLATFORM BY CONTENT PRODUCERS
IX.1. Octuspay is not responsible for the content of the digital products and information
published on its platform, since the products are authored by third parties and do not necessarily
reflect the opinion of OCTUSPAY TECNOLOGIA LTDA.
IX.2. Users are reminded that the content included in the Platform does not carry any explicit
or implicit guarantee of promotion or suitability for any specific purpose. In no event shall
Octuspay or its employees be liable for any damages, including lost profits, business
interruption, or loss of information resulting from the use or inability to use the materials.
Octuspay does not warrant the accuracy or completeness of the information, text, graphics, links
and other items in the materials.
IX.3. Octuspay is not responsible for the occurrence of copyright infringement arising from
information, documents and materials published on this platform. However, if Octuspay finds
clear copyright infringement in content posted on the Platform, Octuspay will immediately
delete the content and may hold the Producer liable.
IX.3.1. Octuspay undertakes to remove from its Platform, as soon as it receives formal
notification of the infringement and after carrying out the relevant analysis of the
complaint, any content that infringes the copyright of third parties.
IX.3.2. Octuspay reserves the right, if it deems that there are not sufficient elements for the
immediate suspension of the contested Content, to keep the content on the air until
the appropriate internal investigation has been completed.
IX.3.3. Considering that Octuspay is not responsible for the content generated by Producers
or Affiliates on its Platform, the preventive blocking will be maintained until (i) it is
established that the act or suspected conduct did not characterize an illegal practice,
based on Octuspay’s exclusive criteria and evaluation; (ii) the parties involved
adequately formalize the amicable resolution of the issue; or (iii) by court order or
determination of administrative authorities that contains clear and specific
identification of the content or act pointed out as infringing, allowing its proper
identification and adoption of the required measures with the withdrawal of the
respective judicial process that led to the precautionary blocking of values. If the
illegal nature of the conduct is confirmed, the preventive blockade will be converted
into a definitive one, and the amounts in the account will be released by court order.
IX.3.4. At Octuspay, we value and respect the intellectual property of others and encourage
our members to do the same. Any infringement of copyright must be reported to
Octuspay, accompanied by documents and information proving authorship.
Notifications can be sent to the emails listed on the Platform or by post to:
compliance@octuspay.com
IX.3.5. Notices of Possible Infringement by the Producer. After receiving a complaint and
within the Product cancellation period, since the Producer remains responsible for
the technical and quality aspects of the Product generated, Octuspay will notify the
respective Producer and grant a period of up to 10 (ten) calendar days for it to
respond to the complaint with a justification or attempt to resolve the problem.
During this period, Octuspay may adopt precautionary restrictive measures if
necessary. If the Producer does not respond within this period, the refund request
may be processed automatically. In addition, the Producer’s data may be provided to
the Buyer of the Product, as stipulated in the Privacy Policy.
IX.3.6. Request and Resolution. If someone believes that a Product inserted in the Platform
violates their industrial property rights (trademark, patent, industrial designs) or
copyright, they may notify Octuspay through a request sent to the address indicated
in section 9.3.4., indicating the URL of the Product in question and attaching
documents proving their ownership of the violated rights or their legal
representation. Following an internal investigation, Octuspay will formally issue its
position on the dispute, as provided for in the clause.
IX.4. Content included on the Platform will remain available for dissemination only if it
complies with these Platform Terms of Use. Octuspay reserves the right to remove any Product
that does not comply with its standards and policies.
IX.5. Octuspay is not responsible for disputes, chargebacks or purchase/payment blocks made
by the Buyer of the Product, and will at any time deduct from the Producer’s balance amounts
relating to refunded, blocked or disputed transactions (chargeback).
IX.6. If there is not a sufficient balance in the Producer’s account to cover the loss caused to
Octuspay or to third parties, and Octuspay takes the necessary legal measures to seek
compensation, the Producer agrees in advance to the granting of a precautionary measure to
block sufficient assets to cover the loss.
IX.7. If the Producer is a legal entity, the liability for damages caused to Octuspay shall be
joint and several between the Producer and the controlling natural persons and managers of this
Producer.
IX.8. Octuspay will take all possible measures to maintain the confidentiality and security of
Producers’ information, but cannot be held liable for losses or damages arising from the breach
of these measures by third parties using public networks or the Internet to subvert the security
system and/or gain access to Producers’ confidential information.
IX.9. Producers and Affiliates agree that Octuspay may, at its sole discretion,
preventively block the account and the respective amounts therein, whenever it becomes
aware of any indication of an act or conduct that may characterize illegal practice,
violation of the Terms of Use or infringement of the rights of Producers or third parties.

X. INFORMATION SENT BY USERS AND COLLABORATORS
X.1. Any material, information or other communications that are transmitted, sent or
published on this platform will be considered non-confidential information, and any
infringement of the rights of its creators will not be the responsibility of Octuspay.
X.2. Users are prohibited from transmitting, exchanging or publishing any obscene,
defamatory or illegal material through this Platform, as well as texts or creations by third parties
without the authorization of the author.
X.3. Octuspay reserves the right to restrict access to information sent by third parties to its
Users, whenever it deems it convenient and necessary.
X.4. Octuspay may search, monitor and/or restrict, at its discretion, access to any area on the
platform where users transmit and exchange information with each other, including, but not
limited to, chat rooms, message centers or other discussion forums, and may take down or
withdraw access to any such information or communications, noting that Octuspay is not
responsible for the content of any of the information exchanged between users, whether lawful
or unlawful.
X.5. Octuspay does not monitor the content of any other website indicated or accessed
through the Content made available on its platform. Octuspay may remove or block links or
directions to other websites or services at any time.

XI. GENERAL USER GUIDELINES
XI.1. Without prejudice to other rules set out in these Terms of Use, the User undertakes not
to carry out the actions listed below, under penalty of immediate banning from the Platform:
a) copy, modify, reproduce, distribute, download, store, transmit, sell, resell,
reverse engineer or create derivative products of any content available on the
Platform;
b) violate or attempt to violate any security measures of the Platform, or take
advantage of any inconsistency of the system to obtain an advantage for themselves
or for third parties, or cause damage to Octuspay and/or third parties, in particular
by accessing or attempting to access any User account of the Platform, or by
obtaining and disclosing the password of a User of the Platform;
c) submit any false, inaccurate or incomplete information to the Platform;
d) manipulating content
prices;
e) interfere in transactions between other Users;
f) impersonating another person or organization;
g) use SPAM or any other practice of disseminating or capturing inappropriate,
slanderous or illegal information to promote any Content inserted in the Platform;
h) inappropriate or unauthorized use of the Octuspay brand in advertisements and
communications;
i) promoting SPAM-type disclosures to generic contact lists, or repeatedly
forwarding messages and comments to undefined groups without their consent;
j) make publications and advertisements of products that unduly use the Octuspay
brand, promoting confusion among third parties, in such a way that it is believed
that the aforementioned publications have the authorization of Octuspay;
k) promoting campaigns and advertisements with unscrupulous and illegal
promises and guarantees, with the aim of gaining undue advantage;
l) make announcements that offer as the sole and main benefit of purchasing a
certain product the opportunity to be an Affiliate of that product.
XI.2. Knowledge of Platform Functionalities. The Producer, by adhering to these Terms of
Use, declares and consents that he has provided himself with all available information regarding
the functionalities of the Platform and Octuspay, the technology licensed by Octuspay being
only a means for the products marketed to be directly acquired by Buyers, and may even make
his Product available for dissemination, promotion and affiliation.
XI.3. Octuspay’s Right of Return. Octuspay shall not assume, directly or indirectly, any
liability for Products and Materials offered by the Producer on the Platform, by entering into
any type of agreement and/or judicial or extrajudicial compositions with third parties, thus
preserving its right of return in any such event.
XI.4. When using the Platform, the Producer must:
XI.4.1. Registering on the Platform, taking responsibility for the appropriate use of the
tools contained on the Platform, as well as seeking the necessary clarification
through the channels available on the Platform, in case of doubts;
XI.4.2. Accept and respect Octuspay’s Terms of Use;
XI.4.3. Be the author of the Product or have authorization from the copyright holder of the
Product to market it;
XI.4.4. Respect all the indications of the Content Policy included in these Terms of Use,
refraining from attempting to insert prohibited and/or illicit content on the Platform,
recognizing that it is solely responsible for the content of its Products and respective
transactions;
XI.4.5. Registering the Product on the Platform by providing all the information requested
about it, such as: the offer price of the Product and the payment methods (including
bank details), acceptance rules and Affiliate commission, refund period (see the rule
in Clause 7.1.), being able to change this information at any time, without prior
notice, but being responsible to Affiliates and Buyers of the Product for respecting
the information contained therein at the time of each operation carried out;
XI.4.6. Accept, at its own discretion, affiliate requests for its Product, committing itself to
marketing and paying the commission directly due for the advertising promoted by
the Affiliates exclusively through the functionalities made available on the
Octuspay Platform;
XI.4.7. Comply with the commission rules due to Affiliates who have promoted and sold
the Product, and notify Affiliates in advance if it decides to cancel the affiliate
program for the Product;
XI.4.8. To be exclusively and directly responsible to Affiliates who feel they have been
harmed by not receiving commissions due to the use of fraudulent means,
exempting the Platform from such responsibilities, and authorizing the Producer to
be called to any proceedings brought against Octuspay by the Affiliate;
XI.4.9. Providing clear and objective information about its Products, keeping it up to date
and compatible with that published on its websites, sales pages and members’ areas
outside the Platform, as well as being liable to the Buyer for any discrepancies,
especially with regard to the prices of the Product, its quality, description, suitability
for the purpose for which it is intended and cancellation deadlines…;
XI.4.10. Respect the deadline for canceling the purchase within the period offered at
the time of sale (which may not be less than 7 days), undertaking to refund the
amount requested by the customer if this period exceeds the limit of 30 days, under
the terms set out in Clause 7.1 of these Terms;
XI.4.11.Be responsible for resolving any problems, especially of a technical nature, that
occur with the Product after delivery to the Buyer, assuming the obligation to
provide adequate support to the Buyer whenever requested by the latter or by
Octuspay, as well as responding to any contacts from Octuspay’s support team,
enabling adequate service to Buyers;
XI.4.12. To be responsible for changing, whenever necessary, the information
relating to the Product, as well as for suspending or canceling its disclosure
whenever it no longer meets any of the conditions of these Terms of Use, without
prejudice to remaining responsible for all obligations arising from the period of
disclosure;
XI.4.13. Acknowledge that it is entirely and exclusively responsible for the Product,
including, but not limited to, the information, characteristics, qualities, quantity,
description, suitability of the content for the proposed purpose, composition, price,
guarantee, expiry dates and delivery.

XII. INTERRUPTION, SUSPENSION AND CANCELLATION OF SERVICES
XII.1. The User declares to be aware that, due to technical, legal and/or operational problems,
Octuspay may interrupt the provision of any service at any time without prior notification. At its
discretion, Octuspay may suspend the user’s registration to its websites or any service at any
time without prior notification.
XII.2. When a suspension occurs, Octuspay will notify the user of the suspension and may
have a period of 15 (fifteen) working days to analyze the event that led to the suspension.
XII.3. Once the event that led to the User’s suspension has ended, Octuspay may terminate any
User’s access to its websites or any service at any time without prior notification.
XII.4. Octuspay shall not be liable for any damages arising from the use of its services, unless
explicitly stated otherwise.
XII.5. Users must make their own backups, unless otherwise stated.
XII.6. The user understands that it is inherent to online activities that there are interruptions
and possible failures in performance or security. Therefore, Octuspay cannot be held responsible
for failures due to technical errors, security breaches or intrusion by third parties.
XII.7. Measures. Any conduct contrary to the provisions of these Terms of Use may be
punished:
(a) With the removal of a certain Product;
(b) With the immediate suspension of access to the Producer’s account;
(c) By blocking the Producer’s account on the Platform;
(d) All other measures provided for in these Terms of Use
XII.8. Access to the octuspay.com platform represents express and unrestricted acceptance of
the terms of use described above.

XIII. THE TOOLS AND FUNCTIONALITIES AVAILABLE ON THE OCTUSPAY
PLATFORM FOR MANAGING PAYMENTS AND THE FEES APPLIED
XIII.1. The tools and functionalities available on the Octuspay Platform allow you to:
a) The payment by Buyers for the purchase of Content inserted in the
Octuspay Platform;
b) The automatic payment by Producers to Affiliates of the amounts due
for the dissemination of Content;
c) The receipt by the Producers of the amounts related to the
commercialization of their Content;
d) The receipt by Affiliates of the amounts related to the dissemination of
Content marketed, in the manner established in the Affiliate Program
Terms and other regulations issued by Octuspay.
XIII.2. When registering on the Octuspay platform, the Producer agrees and requests
that Octuspay promotes:
a) receipt of the price paid by the Buyer for the purchase of the
Content;
b) the payment of the remuneration established to the Affiliate by the
Producer, if any;
c) the deduction of the remuneration due to OCTUSPAY
TECNOLOGIA LTDA for the use of its tools, according to the available
table;
d) the debit of any fees and taxes levied on the marketing of the
Content and which are required to be withheld by law.
XIII.3. The User declares that he/she is aware that the payment management tools
contained in the Octuspay platform are not and are not intended to be comparable to the
financial services offered by banking institutions or credit card administrators, but are
merely a means of facilitating and monitoring payment and receipt transactions between
Users of the platform.
XIII.4. In accordance with the applicable legislation, each User is responsible for
collecting the taxes/retentions arising from the transactions carried out on the platform.
Thus, the Producer is responsible for issuing and forwarding the tax document relating
to the provision of the Content to the Buyer.
XIII.5. The Producer undertakes to issue invoices for all commercial transactions
carried out through the Platform/Service, in accordance with current Brazilian tax
legislation.
XIII.6. Responsibilities:
XIII.6.1. The Seller/Producer is entirely responsible for any penalties, fines or
sanctions arising from the non-issuance or incorrect issuance of invoices
and/or any other tax documents required by the competent bodies .
XIII.6.2. The Buyer/Contractor is responsible for providing accurate and
up-to-date information for issuing the invoice and/or any other tax
documents required by the competent bodies. Any error resulting from
incorrect information provided by the Buyer/Contractor shall not be the
responsibility of the Seller/Producer. Under no circumstances will Octuspay
be liable for inaccuracies in the information provided by Users.

XIV. PENALTIES FOR NON-COMPLIANCE WITH OCTUSPAY’S TERMS AND POLICIES
XIV.1. Refusal of Cash Withdrawal. Under these Terms of Use, Octuspay shall be
entitled to refuse the Producer’s cash withdrawal request if, during the analysis of the
activities carried out by the Producer on the Platform, it finds any conduct that contains
indications of fraudulent activity and/or violates these Terms of Use. In this case, the
chash withdrawal will be maintained on the Platform during the analysis of the activities
and the account balance may be used to compensate for direct or indirect damages
generated against Octuspay and/or third parties.
XIV.2. Deletion of Products. In the event of the deletion of a Product, any transactions
related to it made prior to the deletion may have their corresponding amounts blocked
and/or refunded to buyers, at Octuspay’s discretion. Once the Product has been removed
from an account, no new transactions related to it will be processed by Octuspay’s
payment tools for that account.
XIV.3. Suspension of Access. If access to the Producer’s account is suspended,
transactions related to the Products registered by that account may continue, but the
User will not be able to access any account functionality, such as making changes to
registration data, bank details or registered content, and will not be able to redeem any
amounts accumulated in the account.
XIV.4. Chargeback blocking. Octuspay considers a chargeback rate of up to 1% (one
percent) to be acceptable. Should the chargeback rate of the Producer’s account reach a
level higher than 1% (one percent), Octuspay reserves the right to consider classifying
the Producer’s account as a risk for the Platform. In this case, Octuspay shall have the
right, at its sole discretion, to block all or part of the account balance for up to 180 days
in order to cover possible refunds and chargebacks. Regardless of the chargeback
percentage of an account, Octuspay alone shall decide whether or not to block and/or
take any action in relation to the account and the Producer.
XIV.5. Cancellation for Suspected Chargeback. If there are indications or suspicions of
many new imminent chargebacks and Octuspay identifies the risk of a future increase in
the rate of chargebacks due to suspected fraud or low buyer satisfaction, Octuspay
reserves the right to cancel and refund part or all of the sales from the information
producer’s account, returning the money to the buyers to avoid chargebacks, without
prejudice to the Producer’s possible liability for fines and/or sanctions imposed against
Octuspay. Octuspay, on the other hand, may assume certain financial obligations related
to the chargeback and refund policies, at its sole discretion, without this necessarily
constituting an obligation of the Platform.
XIV.6. Account blocking. In the event of the Producer’s account being blocked, all
active advertisements and/or offers made will be automatically canceled, and the
Producer will not be entitled to any compensation or refund.
XIV.7. Financial Fraud. If Octuspay suspects or has indications that the Producer is
using mechanisms to defraud the payment or tracking system, or any other fraud
mechanism, it reserves the right to immediately suspend access to the suspected
Producer’s account and possibly permanently block the account, partially or fully
refunding the amounts receivable to avoid possible chargebacks. The balance may also
be retained by Octuspay as partial compensation for damages suffered or handed over to
injured third parties upon court order.
XIV.8. Legal Action. Octuspay, the affected Producers or third parties may take
appropriate legal action as a result of felonies or misdemeanors, or seek compensation
for civil damages due to non-compliance with the Terms of Use, without this giving rise
to any right of compensation by Octuspay to the Producer involved.
XIV.9. Balance Withholding. If an affiliate, Producer or third party holds Octuspay
liable for damages arising from a Product (chargebacks, defective product, etc.),
Octuspay may, as a precautionary measure, withhold sufficient balance to cover the
damage claimed by the third party from the Producer’s account.
XIV.10. Precautionary Measure. If there is not a sufficient balance in the
Producer’s account to cover the damage caused to Octuspay or third parties and
Octuspay takes legal action to seek compensation, the Producer hereby agrees to the
granting of precautionary measures to block sufficient assets to cover the damage.

XV. PLATFORM DISCLAIMER
XV.1. In the event that any User(s) or third party initiates any type of dispute, claim or
legal action against another User(s), all those involved in the disputes, claims or actions
release OCTUSPAY TECNOLOGIA LTDA from any and all liability, as well as release,
under any circumstances, its directors, managers, employees, agents, representatives
and attorneys, including with regard to the costs and fees incurred by the Users to
promote the disputes, claims or actions.
XV.2. Octuspay may withhold amounts due to Producers and Affiliates involved in
judicial and administrative disputes arising from alleged violations of current legislation
and/or the Terms of Use and Policies imposed by OCTUSPAY TECNOLOGIA LTDA
on its users.

XVI. TERMINATION AND LACK OF PRIOR NOTIFICATION TO THE USER
XVI.1. Termination by Octuspay. Octuspay reserves the exclusive right to cease the
availability of any features of the Octuspay Platform offered and to remove any
Products published on it. Octuspay may also restrict Producers’ access to any part or all
of the services offered by the Platform at any time, with or without notice, and for any
reason or reasons.
XVI.2. Termination by the Producer. The Producer may choose to stop using the
Platform at any time, being required to remove all their Products and guarantee the
delivery of any Product purchased through previously disclosed links. In addition, the
Producer must proceed with their disconnection as a Producer from Octuspay. However,
the Producer will continue to be liable for the Product to Buyers as stipulated by
applicable law.
XVI.3. Termination by the Affiliate. The Affiliate may stop promoting any Product at
any time.
XVI.4. Right of Withholding. Under any circumstances, including termination,
Octuspay may, at its sole discretion, withhold all or part of the existing balance in the
Producer’s account if it deems it necessary to guarantee the payment, reimbursement
and reimbursement due due to any liability, obligation or debt that the Producer may
have contracted with Octuspay and/or third parties.

XVII. ETHICAL AND LEGAL USE OF THE OCTUSPAY PLATFORM
XVII.1. Users undertake to act ethically and in accordance with the applicable
legal precepts, as well as the customs and rules that guide society, contributing to the
construction of a plural, inclusive and fair platform, with respect for Universal Human
Rights.
XVII.2. The User who violates the Terms and Policies of the Octuspay Platform,
causing any damage to any individual or social groups, as well as to the image of
Octuspay, must compensate those who cause damage and will also have their access
account permanently banned from the Platform.
XVII.3. By registering on the Octuspay platform, Users undertake to use the
resources made available for the purpose for which Octuspay was created.

XVIII. GENERAL PROVISIONS
XVIII.1. Octuspay’s tolerance of non-compliance with the clauses and conditions
set forth herein, as well as the failure to apply the penalties provided for in this
Agreement at the appropriate time, shall not result in the cancellation of the penalties,
nor may it be considered a waiver of rights. Such facts shall be considered mere
liberalities, and shall not imply precedence, novation or modification of any of the
clauses or conditions of this contract, which shall remain unchanged and in full force, as
if no favor had ever occurred.

XIX. THE FORUM
XIX.1. The Terms and Conditions of Use described herein are interpreted in accordance
with Brazilian law, in the Portuguese language, and the Court of the District of Nova
Friburgo in the State of Rio de Janeiro is elected to settle any dispute, question or doubt
that may arise, with the express waiver of any other, however privileged.

XX. QUESTIONS
XX.1. Any questions regarding the content of these Terms and Conditions can be sent
to the following e-mail address: suporte@octuspay.com